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1fr;gap:12px}.mf-choice{display:flex;flex-direction:column;align-items:center;gap:10px;padding:24px 14px;border:2px solid var(--gray-100);border-radius:16px;background:var(--white);cursor:pointer;transition:all .2s var(--ease-out);font-family:var(--font-body);color:var(--gray-700);font-size:.95rem;font-weight:600;text-align:center}.mf-choice svg{width:28px;height:28px;color:var(--teal-mid);transition:color .2s,transform .2s}.mf-choice:hover{border-color:var(--teal);background:var(--teal-light);transform:translateY(-2px);box-shadow:0 8px 24px #187fa61f}.mf-choice:hover svg{color:var(--teal);transform:scale(1.08)}.mf-choice.selected{border-color:var(--teal);background:var(--teal);color:#fff;box-shadow:0 0 0 4px #187fa62e,0 8px 24px #187fa640}.mf-choice.selected svg{color:#fff}.mf-form{display:flex;flex-direction:column;gap:14px}.mf-input{width:100%;padding:16px 20px;border:2px solid var(--gray-200);border-radius:14px;font-size:1rem;font-family:var(--font-body);color:var(--gray-800);outline:none;transition:border-color .2s}.mf-input::placeholder{color:var(--gray-400)}.mf-input:focus{border-color:var(--teal);box-shadow:0 0 0 4px #187fa614}.mf-select{appearance:none;background:var(--white) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%238D95A2' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E") no-repeat right 18px center}.mf-check{display:flex;align-items:flex-start;gap:10px;font-size:.88rem;color:var(--gray-500);cursor:pointer;margin-top:4px}.mf-check input{margin-top:3px}.mf-check a{color:var(--teal);text-decoration:underline}.mf-next,.mf-submit{width:100%;padding:18px;background:var(--teal);color:#fff;border:none;border-radius:50px;font-size:1.05rem;font-weight:600;font-family:var(--font-body);cursor:pointer;transition:all .3s var(--ease-out);margin-top:20px}.mf-next:hover,.mf-submit:hover{background:var(--teal-dark)}.mf-next:disabled{opacity:.4;cursor:not-allowed}.mf-back{display:block;width:100%;padding:12px;background:none;border:none;color:var(--gray-400);font-size:.92rem;font-weight:500;cursor:pointer;font-family:var(--font-body);margin-top:8px;transition:color .2s}.mf-back:hover{color:var(--gray-600)}.mf-progress{height:3px;background:var(--gray-100);border-radius:2px;margin-top:24px;overflow:hidden}.mf-bar{height:100%;background:var(--teal);border-radius:2px;transition:width .4s var(--ease-out)}.mf-success{text-align:center;padding:20px 0}.mf-success-icon{width:64px;height:64px;background:var(--teal-light);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 16px}.mf-success-icon svg{width:32px;height:32px;color:var(--teal)}.mf-success h3{font-family:var(--font-display);font-size:1.4rem;margin-bottom:8px}.mf-success p{color:var(--gray-500)}@media(max-width:480px){.mf-choices{grid-template-columns:1fr}.mf-choice{flex-direction:row;padding:18px 20px;gap:14px;text-align:left}.mf-choice svg{flex-shrink:0}}.form-trustbar{position:relative;z-index:1;max-width:var(--container);width:100%;padding-inline:clamp(16px,5vw,24px);box-sizing:border-box;margin:36px auto 0;display:flex;flex-wrap:wrap;justify-content:center;gap:10px 28px;padding-top:28px;border-top:1px solid rgba(255,255,255,.08)}.ftb-item{display:inline-flex;align-items:center;gap:8px;color:#ffffffb3;font-size:.84rem;font-weight:500}.ftb-item svg{width:14px;height:14px;color:var(--teal-mid);flex-shrink:0}@media(max-width:960px){.form-grid{grid-template-columns:1fr;gap:36px;text-align:left}.form-trust h2{font-size:clamp(1.5rem,4.5vw,2rem)}.form-trust>p{max-width:none}}@media(max-width:540px){.mf-dot{width:30px;height:30px;font-size:.78rem}.mf-dot:after{width:6px}.form-trust-call{flex-wrap:wrap;gap:8px}.form-trust-call a{margin-left:0;width:100%}.form-trustbar{gap:8px 18px}.ftb-item{font-size:.78rem}}.faq{padding:var(--section-pad) 0;background:var(--off-white)}.faq-header{text-align:center;margin-bottom:48px}.faq-header h2{font-family:var(--font-display);font-weight:400;font-size:clamp(1.6rem,3vw,2.4rem);margin-bottom:10px}.faq-header p{color:var(--gray-500);font-size:.95rem}.faq-list{max-width:720px;margin:0 auto;display:flex;flex-direction:column;gap:10px}.faq-item{background:var(--white);border:1.5px solid var(--gray-100);border-radius:14px;overflow:hidden}.faq-item.open{border-color:#187fa626}.faq-q{display:flex;align-items:center;justify-content:space-between;padding:20px 24px;width:100%;font-size:1rem;font-weight:600;color:var(--gray-800);text-align:left;cursor:pointer;background:none;border:none;font-family:var(--font-body)}.faq-q:hover{color:var(--teal)}.faq-q svg{width:18px;height:18px;color:var(--gray-400);flex-shrink:0;transition:transform .3s var(--ease-out)}.faq-item.open .faq-q svg{transform:rotate(180deg);color:var(--teal)}.faq-a{max-height:0;overflow:hidden;transition:max-height .4s var(--ease-out)}.faq-a-inner{padding:0 24px 22px;font-size:.92rem;line-height:1.7;color:var(--gray-500)}.cta-footer{padding:var(--section-pad) 0}.cta-inner{max-width:var(--container);width:100%;padding-inline:clamp(16px,5vw,24px);box-sizing:border-box;margin:0 auto;text-align:center;max-width:640px}.cta-inner h2{font-family:var(--font-display);font-weight:400;font-size:clamp(1.6rem,3vw,2.4rem);margin-bottom:10px}.cta-inner p{color:var(--gray-500);margin-bottom:28px}.footer{background:var(--navy-dark)}.footer-main{max-width:var(--container);width:100%;padding-inline:clamp(16px,5vw,24px);box-sizing:border-box;margin:0 auto;padding:48px 0 32px;display:flex;align-items:flex-start;justify-content:space-between;flex-wrap:wrap;gap:32px}.footer-brand{text-align:left}.footer-logo-svg{height:44px;width:auto;display:block;margin-bottom:12px}.footer-claim{font-family:var(--font-display);font-weight:400;font-size:1.05rem;color:var(--teal-mid)}.footer-links{display:flex;gap:20px;padding-top:8px}.footer-links a{font-size:.82rem;color:#ffffff73;transition:color .2s}.footer-links a:hover{color:#fffc}.footer-bottom{max-width:var(--container);width:100%;padding-inline:clamp(16px,5vw,24px);box-sizing:border-box;margin:0 auto;padding:16px 0;border-top:1px solid rgba(255,255,255,.06)}.footer-bottom span{font-size:.78rem;color:#ffffff59}@media(max-width:768px){.footer-main{flex-direction:column;align-items:flex-start}}